What is Yield Street?

What is Yield Street?

Yieldstreet is an online investment platform that provides individual investors with access to alternative investments such as real estate, marine finance, and legal finance, traditionally available only to institutions and the wealthy. The platform aims to democratize these opportunities by offering detailed information and a user-friendly experience, with a focus on debt investments that can provide predictable income streams. Investors are encouraged to perform their own research, although Yieldstreet conducts its own due diligence on the offerings.

Below are some key elements of Yieldstreet's offering:

  1. Alternative Investments: Yieldstreet offers a variety of alternative investment opportunities, including real estate, marine finance, legal finance, art finance, and commercial loans. These are asset classes that often have lower correlations with the stock market, which can help diversify an investor's portfolio.
  2. Access for Individual Investors: One of Yieldstreet’s main goals is to democratize access to these types of investments. Historically, these opportunities were often restricted to institutional investors or high-net-worth individuals.
  3. Structure of Investments: Investments on Yieldstreet are typically structured as debt investments, which means investors are essentially lending money in exchange for interest payments. This can provide a predictable income stream, though the risk level can vary depending on the specific investment.
  4. Due Diligence: Yieldstreet conducts due diligence on the investment opportunities it offers, but investors are encouraged to perform their own research as well. The platform aims to provide detailed information on each investment to help investors make informed decisions.
  5. User Experience: The platform is designed to be user-friendly, providing investors with detailed information, regular updates on their investments, and a clear overview of their portfolio performance.
  6. Minimum Investment: The minimum investment amount can vary depending on the specific offering, but it is generally lower than what would be required for direct investment in similar opportunities outside the platform.

Yieldstreet aims to provide a way for investors to diversify their portfolios beyond traditional stocks and bonds by accessing a range of alternative investment opportunities. However, as with all investments, there are risks involved, and potential investors should consider these carefully.